• Share

PRINT

Security experts have warned for years that to protect our online accounts we need to change passwords frequently and make sure that those passwords are “complex” — meaning, filled with letters, numbers and random characters.

But that advice may have done more harm than good. Such passwords are nearly impossible to remember (try recalling something like “Tri3cer&top$”). So, many people continue to rely on weak passwords, such as “123456,” “password” and “qwerty.”

Now, new research shows that not only are complex passwords user-unfriendly, but they’re also not hacker-proof. That’s partly because once people finally commit passwords to memory, they often reuse them for multiple accounts.

That makes “passphrases” — long, easy-to-remember strings of words — a better deterrent to the bad guys.

Pick an obscure phrase

Start by picking a series of unrelated common words, such as cloud-tomato-history-bridge, or a phrase that may be obscure but that you can remember. Length is more important than randomness, although many websites currently limit you to, say, a dozen characters.

Put capital letters, numbers or special characters within the passphrase, not just at the beginning or the end, said Lorrie Cranor, a computer science professor at Carnegie Mellon University. For example, you could use “Cloud!Tomato2HistoryBridge.”

Avoid repetitive or sequential characters, such as “777” or “XYZ,” or even using letters that form a pattern on the keyboard.

Still, the average Internet user has more than 100 accounts to keep track of. And even the best passwords are easily compromised if you write them down — which is what 73 percent of people do, according to a 2017 survey by the Pew Research Center.

Use a password manager

One solution is to sign up with a password manager that will store all of them behind one master login — the only password you’ll need to remember.

A password manager can also help you create strong, unique passwords for each of your accounts. Passwords generated by the service will still be long, unpredictable and impossible to remember. But that’s okay because you’ll never need to type them in yourself.

For example, if you want password manager LastPass (free) to generate a password for you, log onto www.LastPass.com and then visit whatever site you want LastPass to hold your password for. Ask the site to reset your password, then use the LastPass browser extension to generate a new password.

Change your password on the site, and log in to that account using the newly generated password. A pop-up will ask if you’d like to add the new password to LastPass. After that, LastPass will fill in the new password automatically whenever you go to that site.

The service’s premium option ($24 a year) adds a few features, including priority tech support, some multifactor authentication options (see more below), and 1 gigabyte of encrypted storage.

The family plan ($48 a year) allows up to six people to use the service and share log-in information with one another for shared accounts.

Also use authentication

To add another layer to your security network, enable two-factor or multistep authentication on any account that allows you to. To do that, you’ll enter your username and password as usual, but the account will then confirm your identity by asking you to enter a code that has been sent to your smartphone or e-mail address.

This extra step deters hackers (they’d need to know your usual password and also possess your phone or access your email account). Also, you’ll be informed if an intruder attempts to log in with your password.

© 2018 The Kiplinger Washington Editors, Inc. Distributed by Tribune Content Agency, LLC