Banks are giving out free credit scores
It might be the most important piece of financial information about you — and it’s finally easier for you to actually get a look at it. online pharmacy purchase tamiflu without prescription with best prices today in the USA Big banks and credit card companies are increasingly offering customers free access to their FICO score. This score — named after Fair Isaac Corp., the ... READ MORE
How to buy low: some recommendations
Shoppers love bargains, except when it comes to stocks. When a stock’s price falls sharply, few investors react with giddiness at the prospect of getting something for less. More likely — especially if they already own the stock — they respond with anxiety or cold fear. Rather than buy the stock, they’re more apt to sell it. buy synthroid online synthroid online no... READ MORE
Yes, you can negotiate at grocery stores
The idea of negotiating a lower price at the grocery store is often something shoppers shy away from. Whether it’s the fear of rejection or embarrassment, negotiating is rarely used as a way to save money.Well, I’m here to tell you that if you know what grocery items to look for, and have the proper negotiating strategy in place, it can be successfully done. online pharmacy buy... READ MORE
To deduct contributions, follow the rules
Did you donate a car to a charitable organization in 2015, or some clothing to the church thrift shop? Maybe you made a cash contribution to your alma mater or in memory of a loved one.If you want to take a deduction for the donation, you have to itemize deductions on your tax return. But there’s more to it than that. First, you have to make sure the organization to which you’re ... READ MORE
Try to beat the market in 2016 with these
Even after the sharp sell-off so far this year, the stock market isn’t bargain-priced. But many stocks are cheaper than they were at the first of the year — making this a good time to beef up your investments in solid companies like the ones I recommend below. These five picks, in my view, ought to beat the market — whether the sell-off accelerates or ends today.I have a... READ MORE
Expert advice for these uncertain times
Readers have been asking about market volatility, capital preservation, and planning for a long-term secure retirement. I approached several experts I respect in various financial disciplines to ask their advice. online pharmacy buy levaquin no insurance with best prices today in the USA online pharmacy buy zestril without prescription with best prices today in the USA Stan Haithcock,... READ MORE
Quinn on how to preserve your nest egg
Making your money last through retirement is harder than it used to be. We are living much longer, the rate of return for conservative investments is very low, and there is a great deal of volatility in the stock and bond markets. online pharmacy buy naprosyn with best prices today in the USA An excellent guide to help you reach your objectives is Jane Bryant Quinn’s new book, How to... READ MORE
Ways to reduce the risk of a dividend cut
When investors think of dividends, they often think “safety.” Checks that arrive like clockwork come to mind.But a recent round of dividend cuts has given some income-seekers a rude awakening. Among the rudest: Kinder Morgan (symbol KMI), the energy pipeline giant, slashed its dividend 75 percent in December, cutting the quarterly payout from 51 cents a share to 12.5 cents. A... READ MORE
How to react to the stock market selloff
There’s nothing like a market rout to remind investors of the importance of following the tenets of sound investing. The declines during January and February were doozies, making the start of 2016 a baptism by fire. In the first four trading days of the year, the Dow Jones industrial average racked up a loss of nearly 1,000 points, or more than 5 percent. Selling continued to... READ MORE
All about required minimum distributions
It’s a watershed year for the baby boom generation. In 2016, the first of the boomers — those born in the first half of 1946 — will reach age 70 1/2. Their present from Uncle Sam is a demand that they begin withdrawing funds from their traditional individual retirement accounts (IRAs) and employer-sponsored retirement plans, such as 401(k)s. If you’re among... READ MORE