Stocks with rising dividends for 50 years
There’s no question that dividends can be a powerful part of any long-term investor’s portfolio. There are very few things that are guaranteed in the investing world, but the best dividend stocks always come through for shareholders quarter after quarter.The biggest concern for investors searching for dividend stocks is that a company will cut its dividend at the first sign of... READ MORE
Protect yourself against scams, disputes
The Consumer Federation of America and the North America Consumer Protection Investigators issued a report in July detailing the leading complaints consumers registered with 33 agencies in 21 states. Prominent among them are fraud scams.Susan Grant, director of consumer protection and privacy at the Consumer Federation, stated that some of the newest fraud complaints were related to... READ MORE
Record low bond yields impact investors
The website Quartz reported recently that yields on U.S. 10-year Treasury bonds are lower than they have been since the days of Alexander Hamilton.But when it comes to bond yields, zero is not the limit. Brexit and uneasiness about the global economy have pushed interest rates on a third of developed-country government debt into negative numbers as investors seek safe havens. That means... READ MORE
Retirees find opportunity to serve again
Patricia Rice, 69, is many things: a retiree, mother, grandmother, and now a youth mentor for children transitioning out of the foster system. She found her current position through ReServe — a nonprofit service that matches adults 55 and older with local nonprofits that can benefit from their professional and personal experience.ReServists get meaningful part-time work (and a modest... READ MORE
Sum yourself up in an ‘elevator speech’
Question: Now that I’m looking for a job, I hear a lot of people talking about their “elevator speech.” What do they mean by that?Answer: The concept of an elevator speech has been around for a long time. It’s a succinct (approximately 30 second) business description of what you do and why someone should hire you. It’s called an “elevator... READ MORE
Seven ways to slash the cost of a funeral
In addition to the emotional toll, dying can take a heavy financial toll on the living. The median cost of a funeral runs about $8,500, according to the latest figures from the National Funeral Directors Association, including embalming, viewing, a hearse, a metal casket, a vault and some other related services.And there are two important points to keep in mind about the $8,500 figure.... READ MORE
How to convince a store to give you a deal
The time and effort required to be an “extreme coupon” user is something that many of us would rather pass on. Instead, learn the right questions to ask store employees in order to score the best deal possible.Sometimes they’ll pass along an exclusive coupon, sometimes they’ll drop clues on the best day of the week to shop, and some might even mark down products ... READ MORE
Not afraid of risk? Invest in a start-up
Last year, Randy Murphy went to DietBet.com and bet $25 that he could drop 4 percent of his weight in four weeks. After shedding about 20 pounds, he won back $50.Now he’s making an even bigger bet: Murphy invested $1,000 in the company that owns DietBet, New York-based WayBetter Inc.Making the purchase — which was the first time he’s bought a company’s stock —... READ MORE
Cheapskate mutual fund investors do better
Stay cheap.Research keeps piling up to show that one of the best predictors for the success of a mutual fund is if it has low fees. Whether the fund specializes in stocks, bonds or other investments, having low costs tends to lead to higher future returns.The latest piece of support comes from Russ Kinnel, director of manager research at Morningstar. He recently looked at returns for... READ MORE
Q & A on rebalancing
Like many things in life, investing is all about balance.As the market moves and other forces take shape, different investments will grow at different rates. Over time, this may leave investors with a higher percentage of money in one type of investment than originally intended, such as more stocks than bonds.Rebalancing, as it is known, is the act of reviewing and shifting investments to... READ MORE