An overlooked tax break for part-time workers
Q.: I retired a few years ago, but I still get paid to do some consulting work, so I contribute to a Roth IRA. Can I qualify for the retirement savers’ tax credit, too? buy https://westshoredental.com/wp-content/uploads/redux/custom-fonts/custom/suhagra.html online https://westshoredental.com/wp-content/uploads/redux/custom-fonts/custom/suhagra.html no prescription pharmacy buy lexapro... READ MORE
Utility funds for conservative investors
Many readers are concerned about volatility in the stock market, as well as about receiving reliably consistent interest or dividends with their investments. Although the stock market has performed well for more than five years, there is no guarantee that it will continue to show comparable positive returns. Many analysts anticipate that returns in the near term will be much lower —... READ MORE
Mutual funds run by artificial intelligence
A computer can trounce a human chess master and solve complex mathematical calculations in seconds. Can it do a better job investing your money than a flesh-and-blood portfolio manager? Investors willing to test that question can do so with a couple of exchange-traded funds, or ETFs, that leave the investment decisions to a computer’s so-called artificial intelligence, or AI. ETF... READ MORE
Finding buried treasure in financial docs
On my family’s annual pilgrimage to the Northeast in late June, I took two days to help a 94-year-old relative get her financial house in order. I didn’t find any money buried under a mattress, but I did find some hidden in places most people don’t look — but they probably should. I knew she had updated her will after recently moving to a new state, but I was not certain what... READ MORE
Four steps to protect against elder financial abuse
Chances are, you may have been swindled at some point in your life, or you know someone who has. Nearly half of consumers surveyed recently by Stanford University's Center on Longevity and the Finra Investor Education Foundation reported being a victim of financial fraud in the previous year — a far higher tally than earlier surveys indicated. No socioeconomic or demographic group is... READ MORE
How to stop getting annoying robo calls
Your phone rings, and a perky voice announces that she is "Heather from card services," and she has important news for you. You know Heather is a recording and that the low interest rate she's promoting is a scam. You hang up. Robo calls that use sales pitches or scare tactics to siphon your money are on the rise. Unwanted calls have topped the Federal Communications Commission's list of ... READ MORE
Don’t panic dealing with credit card fraud
When at work one day, Amanda Abella’s wallet was stolen from her purse. Before she realized it was missing, she began receiving texts from her bank about unusual account activity. It was the first time she had experienced fraud on her debit and credit cards. Resolving fraudulent transactions on her debit card proved difficult and time-consuming. But reversing the unauthorized credit... READ MORE
How do you know when it’s time to retire?
My college roommate, Molly, recently invited me to a mini reunion to mark the 50th anniversary of our high school graduation. Inevitably, the conversation turned to retirement: who was thinking about it, who had done it, how it was working out. One classmate, Marie, had retired as a school psychologist. Another, Karen, had repurposed her skills to start a new part-time career after being ... READ MORE
Are you obligated to support your parents?
Question: My retired parents are having a hard time paying for their modest living expenses in Florida, and they might be facing home healthcare or nursing home costs soon. I think my siblings and I should all chip in, but my brother is balking. He says we have no moral obligation to help our parents, and that’s what government assistance is for. What do you think? Answer: I’m... READ MORE
Some of the best things you can get for free
Only one thing beats getting a good price on something, and that’s getting it for free. Our list of freebies is packed with something-for-nothing deals. We don’t allow any useless junk on our list — only quality goods and services that you would happily pay good money for (perhaps you’re already doing so). Go ahead. Put away your wallet. We insist! Free podcasts Whether you... READ MORE
