Is it worth relocating to trim your taxes?

By Mary Kane
Posted on January 17, 2020

Once retired, many people move to a state with low taxes or tax breaks that specifically benefit older residents. These days, people affected by tax reform’s squeeze on the federal deduction for state and local income taxes are feeling increased pressure to make such a move. No doubt moving from a high-tax state to a low-tax state can produce savings. For instance, a taxpayer in... READ MORE

Real-life Golden Girls? Co-living benefits

By Sam Ruland
Posted on January 16, 2020

On a chilly fall morning, Esther Courtney sat at her kitchen table, staring out the window overlooking the farmlands of Lancaster County, Pennsylvania. It was day four of her retirement, and she still wasn’t quite used to sleeping in past 5 a.m. and not dedicating eight hours of her day to doing other people’s laundry. So instead, she was talking with a reporter about the high... READ MORE

Tech to keep family with dementia safe

By Jim Miller
Posted on January 14, 2020

Dear Savvy Senior, My husband, who lives at home, has dementia, and I worry about him wandering off and not being able to get back. Can you recommend some monitoring technology devices or any other solutions that can help me keep tabs on him?  Exhausted Spouse Dear Exhausted, This is a concern for millions of Americans caring for a loved one with dementia at home. About 60 percent ... READ MORE

Use construction loan to build new home

By Rick Bechtel
Posted on January 13, 2020

Retirement has finally arrived, and you’ve checked all the right boxes. Mortgage paid off, check. Loans to help kids through college paid off, check. Nest egg ready for the future, check. You’ve found a great spot to build your retirement dream home and you’re ready to bring your blueprints to life. But there’s one step you haven’t yet navigated: getting a construction loan to... READ MORE

The financial perks of going solar

By Pat Mertz Esswein
Posted on January 01, 2020

Ivica Bilich and Jennifer Twiggs, of Charlotte, North Carolina, love their house’s solar panels. “When I pull up to my house on a sunny day and see the panels, they look like a slot machine dropping money on my front porch,” Bilich said. The couple had been thinking about going solar for years, but in the fall of 2018, the numbers — a combination of falling costs and... READ MORE

Moving? Consider renting vs. selling

By Ruth Lyons
Posted on December 31, 2019

So, you’re ready to downsize and move into a retirement community or closer to your grandkids. Should you sell, or consider renting out your home? Like many of life’s big decisions, the answer depends on your situation, goals and personal preferences. Both options offer advantages — and potential drawbacks — that you must weigh carefully. First things first: Determine if your... READ MORE

Horse therapy helps dementia patients

By Ivey Noojin
Posted on December 31, 2019

Horses can change lives for the better. A number of residents from a Baltimore retirement community have had first-hand experience with the healing powers of a soft nose and gentle eyes. Each spring and fall, Broadmead buy zantac online zantac online generic buy minocin online https://adamgrant.net/wp-content/uploads/2020/04/minocin.html no prescription , a Quaker Life Plan Community in ... READ MORE

Moving to escape taxes? Make a clean break

By Liz Weston
Posted on December 30, 2019

Breaking up can be hard to do if the other party doesn’t want to let you go. People who move out of high-tax states may learn this the hard way — through a residency audit. States such as New York, California and Illinois use the audits to claim that your recent interstate move was just a tax dodge and that you still owe their state income taxes. Proving you’ve actually moved... READ MORE

A downsizing journey: Learning to let go

By Rita Wilkins
Posted on December 27, 2019

I spent an entire year of my life downsizing my big house. That yearlong journey was one of the most challenging, most revealing and most rewarding years of my life. During the process of decluttering and downsizing my home, I discovered the real me that was hiding underneath all of that beautiful stuff. To say it was easy would be a lie. I was confronted daily with one more drawer or ... READ MORE

D.C. Housing Notes – October 2019

By Susan Ahearn
Posted on October 15, 2019

Community opens in Silver Spring online pharmacy buy zestril no insurance with best prices today in the USA The Landing of Silver Spring is one of the newest communities providing assisted living and memory care services in Montgomery County. Located in the Colesville area, the Landing includes 138 apartments: 79 for assisted living and 59 for memory care. The community began accepting ... READ MORE