Talk with neighbors who have dead trees
When a neighbor’s tree falls on your property, guess who has to file the insurance claim, pay the deductible and hope that their premiums won’t rise? That would be you. Unless you can establish that the neighbors had knowledge of the dangerous condition and ignored remedying it. “Often homeowners do not understand the importance of maintaining vegetation — primarily trees — and ... READ MORE
How to hire good, but busy, contractors
Brian Gawthrop has waited more than six months to remodel his home. The Washington state-based certified financial planner and his wife have a long enough wish list to keep a contractor busy — a kitchen remodel, new flooring, a new deck and many other upgrades. They did a cash-out refinance last summer, which lowered their mortgage rate and gave them money to use toward home... READ MORE
Many types of workers provide home care
“Home care” is a simple phrase that encompasses a wide range of health and social services. Here’s a review of the various types of workers who could be on your home support team: Assistive care providers Assistive care is non-medical supportive care. The services provided by assistive care personnel can range from helping with personal care (e.g., bathing, dressing, grooming,... READ MORE
Bill would subsidize home improvements
In May, United States Representative Charlie Crist (D-St. Petersburg), along with co-sponsors Thomas Suozzi (D-NY) and Daniel Meuser (R-PA), introduced a bill in the House of Representatives to provide tax incentives so that older adults and people with disabilities can make the modifications necessary to age in place safely in their own homes. “Given the option, the vast majority of... READ MORE
When your kids make your home theirs
Should the hanging from Thailand stay on the living-room wall where it has lived since I was born? Should we lay out the family room as it was when I was 8, when I was 17 or in a completely new configuration? Should we leave my mother’s spice rack on the north wall of the kitchen? What about the spices? When you live in a house passed down over generations, deep-time design... READ MORE
Useful services also offer part-time jobs
Two new businesses have come to the region that might appeal to you as a potential customer — or as a potential employee. Their services are aimed at those who are seeking certain kinds of practical help to enable them to remain in their neighborhoods as they age. One of them spins off a very basic household chore: doing the laundry. Are you the kind of person who hates doing laundry?... READ MORE
Survey: How we feel about aging in place
The older you are, the less you fret about aging in your own home or community. That’s a key insight from a new Associated Press-NORC Center for Public Affairs Research poll, which found that U.S. adults ages 65 or older feel much better prepared to “age in place” than those 50 to 64, who are mostly still in the final stretches of their working years. The poll also documented... READ MORE
What can you do with boxes in the attic?
Preserve, share good memories while downsizing If you’ve ever tried to clear out your attic, basement or garage, you’ve likely unearthed treasures you’ll never be able to part with. Your wedding album, for one thing. Or yellowing scrapbooks, loose photographs, VHS tapes and slide carousels. What exactly should you do with these items that represent precious memories of a life... READ MORE
Sources that cover long-term care costs
This story was originally published on Nextavenue.org. online pharmacy purchase lasix no prescription with best prices today in the USA The state of Washington is taking steps to fill a huge gap in our country’s patchwork long-term care system. Beginning this year, workers in that state must pay 58 cents of every $100 they earn into a fund to help pay their long-term care costs in ... READ MORE
Your vacation home needs an estate plan
Do you have a treasured second home, summer property or another vacation residence that your family enjoys? Have you thought about what happens to this beloved property when you die? If you do not plan appropriately and thoughtfully, problems may arise when you are gone. In fact, problems are almost unavoidable when emotional attachment mixes with family relationships. Planning can help ... READ MORE